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NYC's Premiere Debt Defense Services Team

One of the best debt attorneys NYC has in practice, Haydar Ketabchi, Esq. specializes in safeguarding your rights, challenging the validity of claims, and negotiating favorable outcomes.

Whether facing harassment from aggressive creditors & debt collectors, defending against a lawsuit, or disputing unfair debt practices, Haydar is your advocate, helping to alleviate financial stress and secure his clients, vital, peace of mind!

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Lawsuit Defense

Dealing with a lawsuit for consumer debt? HK provides a comprehensive defense service, that is competitively priced to help those in all types of financial positions.

Wage garnishments are never something you wanna deal with, and often feel like an invasion of our privacy. HK can help you deal with garnishments, and the judgements that may have led you down the path.

Have you not been able to get into your account? Locked out due to a default judgement? We can provide you with the advocacy you need today!

Garnishment Assistance

Bank Restraints

New York City's Most Trusted Debt Defense Advocates

At HK Debt Defense, we understand the overwhelming stress that comes with facing debt. Led by Haydar Ketabchi, Esq., our firm is dedicated to helping individuals in Queens and beyond reclaim control over their financial lives. Whether you're battling aggressive debt collectors or facing a lawsuit, we are here to defend your rights and guide you toward a brighter financial future.

We specialize in defending against consumer debt lawsuits, providing expert legal support and affordable solutions tailored to your specific needs.

HK DEBT DEFENSE

Haydar Ketabchi, Esq.

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Meet Haydar Ketabchi, Esq.

A Queens native, Mr. Ketabchi is a New Yorker to his core! Growing up in one of the diverse areas of the country, gave him a true love for society, and more specifically, his people. The people that grow up in Queens, spend their most formative years around individuals from every walk of life, every level of society, from the richest to the poorest, to the most ethnically diverse - Queens is truly a melting pot in every sense of the word.

This connection to individuals from all over the world, exposed him to all types of life experiences both good and bad. Haydar witnessed firsthand the damaging effects of debt on hardworking individuals and families. This personal experience drives his commitment to helping clients fight back against predatory lenders, unfair debt collection practices, and financial injustice.

"Haydar Ketabchi, is not just an attorney—he's a passionate advocate for justice in his community."

Haydar Ketabchi, Esq.

Managing Attorney @ HK Debt Defense

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Our Commitment to You

At HK Debt Defense, your case is our priority. We believe in providing personalized legal strategies tailored to your unique situation. Our goal is to not only protect you from the legal challenges of debt but also to empower you with the knowledge and tools you need to achieve lasting financial stability.

We offer a wide range of debt defense services, including lawsuit defense, default judgment litigation, bank restraints, and more. Our expertise extends to all areas of debt-related law, ensuring that you have a strong defense no matter what challenges you face.

Comprehensive Debt Defense

Why Choose HK Debt Defense?

Choosing HK Debt Defense means choosing a team that genuinely cares about your financial well-being. With Haydar Ketabchi at the helm, you can trust that your case will be handled with the utmost dedication, skill, and compassion. We're here to fight for you every step of the way.

The Consumer Credit Fairness Act

The Consumer Credit Fairness Act (CCFA) is a crucial New York State law designed to protect consumers from unfair debt collection practices. Here are the key highlights:

Creditors now have only three years to sue for unpaid consumer debts, reducing the risk of being pursued for old debts.

Strict Documentation Requirements

Creditors must provide detailed proof that they own the debt and that the amount they claim is accurate. This helps prevent wrongful lawsuits over debts that may have already been settled or don’t exist.

Shortened Statute of Limitations

The CCFA strengthens consumer protections by requiring better notification of lawsuits, giving you a fair chance to respond and avoid default judgments.

Transparency in Debt Collection

The law promotes greater transparency in the debt collection process, ensuring that consumers are fully informed of their rights and the details of any debt claims against them.

Protection Against Default Judgments

Leveling the Playing Field

By enforcing these stricter standards, the CCFA helps balance the power between consumers and creditors, making it harder for debt collectors to use aggressive or deceptive tactics.

The CCFA is an essential tool for anyone dealing with debt in New York, providing robust protections to help you defend against unfair practices. At HK Debt Defense, we’re here to guide you through these new protections and ensure your rights are safeguarded.

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Popular Practice Areas

We offer a number of services to clients, covering a wide range of debt and non-debt legal aspects. Check out some of the most popular areas of practice below.

Consumer Credit Debt

Do you owe money to creditors? The right debt lawyer can help you make things right and clean the slate, improving your credit for the future.

Tax Issues

Taxation issues arise when unpaid taxes lead to liens or levies. The right attorney can help in resolving disputes and preventing severe financial consequences.

Garnishments

Are your wages being garnished? Get a redutuction or issue a challenge with the help of Mr. Ketabchi and his team.

Debt Collections

Debt collectors and creditors attempting to recover unpaid debts, may resort to aggressive or unlawful collection practices. With HK, you can fight these unlawful collections and get back on track.

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Haydar helped me settle several credit cards without resorting to a lengthy legal case. I ended up saving money and improving my credit. This was a great option because I am so busy and needed an affordable payment arrangement with my creditors. Haydar took over and communicated on my behalf. I was very stressed out when I received the notices. He helped me understand what the process and I didn't have to try to settle these on my own. So glad I went with him.

Lili O.