Financial literacy is the fastest path to freedom!

Consumer credit debt is a common challenge for many individuals, especially in a fast-paced, high-cost environment like New York City. Whether it's credit card balances, personal loans, or other forms of unsecured debt, the burden of repayment can quickly become overwhelming, leading to financial stress and potential legal issues.

At HK Debt Defense, we are here to help you navigate the complexities of consumer credit debt and protect your rights.

What Is Consumer Credit Debt?

Consumer credit debt refers to the money you owe to creditors for personal expenses, including credit card debt, medical bills, personal loans, and other unsecured liabilities. This type of debt often carries high interest rates, which can cause balances to grow rapidly if not managed effectively.

At HK Debt Defense, we understand the pressures that come with consumer credit debt. Led by Haydar Ketabchi, Esq., our firm is committed to providing personalized legal support to help you manage and reduce your debt burden. Here’s how we can assist:

• Debt Analysis and Strategy: We start by reviewing your financial situation and the specifics of your debt to develop a tailored strategy. This may include challenging the validity of the debt, negotiating with creditors, or exploring debt relief options.

• Negotiating with Creditors: We can negotiate on your behalf to reduce the amount you owe, lower interest rates, or create a manageable payment plan. Our goal is to help you achieve a favorable outcome that allows you to regain control of your finances.

• Legal Representation: If you’re facing a lawsuit or aggressive debt collection actions, we will represent you in court, fighting to protect your rights and seeking the best possible resolution for your case.

• Debt Settlement and Relief: We explore various debt relief options, including settlement agreements where you may pay less than the full amount owed. We also provide guidance on other legal solutions, such as bankruptcy, if necessary.

How HK Debt Defense Can Help

Why Choose Haydar Ketabchi and HK Debt Defense?

Haydar Ketabchi, Esq., brings extensive experience in consumer debt defense and a deep commitment to helping clients overcome their financial challenges. With a thorough understanding of the legal landscape and a passion for justice, Haydar and his team work tirelessly to protect your rights and guide you toward financial stability.

If you’re struggling with consumer credit debt, don’t face it alone. Contact HK Debt Defense today to schedule a consultation and take the first step toward reclaiming your financial freedom.