Work through collections and get back on track today!

Debt collection can be a stressful and overwhelming experience, especially when aggressive collectors use intimidation tactics to force payment. At HK Debt Defense, we understand the emotional and financial toll that debt collections can take on individuals and families.

Led by Haydar Ketabchi, Esq., our firm is dedicated to helping clients in Queens and throughout New York fight back against unfair and unlawful debt collection practices.

Understanding Debt Collection

When you owe money to a creditor, they may eventually turn your account over to a debt collection agency if payments are missed. These agencies often employ aggressive strategies to recover the debt, which can include constant phone calls, threatening letters, and even lawsuits.

Unfortunately, many of these tactics can cross the line into harassment or violate your rights under the Fair Debt Collection Practices Act (FDCPA).

At HK Debt Defense, we provide comprehensive legal support to protect you from the harmful effects of debt collection. Here’s how we can help:

• Assessing the Legitimacy of the Debt: Not all debts are valid or accurately reported. We thoroughly review the details of your case to ensure the debt in question is legitimate. In some instances, debts may be time-barred (past the statute of limitations) or have been inflated with unjust fees.

• Stopping Harassment: Under the FDCPA, debt collectors are prohibited from engaging in abusive, deceptive, or unfair practices. If you are being harassed by collectors, we will take legal action to stop these behaviors and hold the collectors accountable.

• Challenging the Debt in Court: If a debt collector sues you, we will represent you in court, challenging the validity of the debt and the evidence presented. Our goal is to get the case dismissed, reduce the amount owed, or negotiate a favorable settlement on your behalf.

• Negotiating Settlements: In many cases, we can negotiate with creditors or collection agencies to reduce the amount you owe, set up manageable payment plans, or settle the debt for less than the original amount.

• Filing Countersuits: If debt collectors have violated your rights, you may be entitled to compensation. We can file countersuits against collectors who have engaged in illegal practices, seeking damages for any harm they have caused you.

How HK Debt Defense Can Help

Why Choose Haydar Ketabchi and HK Debt Defense?

Haydar Ketabchi, Esq., brings over a decade of experience in debt relief and consumer defense to each case he handles. His background as a former Debt Specialist and Senior Debt Counselor gives him unique insights into the tactics used by debt collectors, allowing him to craft effective legal strategies for his clients. Haydar’s deep commitment to justice and protecting his community drives him to fight tirelessly for each client, ensuring they are treated fairly and with respect.